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Buying Tips
Buying vs. Renting

There are many advantages to buying a home versus renting one. View these advantages in the Buy vs. Rent Comparison Chart.

Your income, savings, and monthly expenses play an important role in determining how large a mortgage you can afford. To figure out the amount you can afford, get a free Home Affordability Quote from one of our Smart Mortgage Lenders.

 
 
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Veltri & Associates, Realtors, a full service New Jersey real estate agency that combines both traditional and Internet sales capabilities including residential sales and rentals, commercial, adult community, new homes, luxury homes and estates, vacation homes and rentals as well as worldwide relocation. The company features an array of flexible listing fee plans as well as a broad range of compensation opportunities for its sales associates.

 

 

 

 

 

 

 

 

 

 

 

Buy vs. Rent Comparison Chart

Advantages Considerations
Buy
Property builds equity Responsible for maintenance
Sense of community, stability, and security Responsible for property taxes
Free to change decor and landscaping Possibility of foreclosure and loss of equity
Not dependent on landlord to maintain property Less mobility than renting
Rent
Little or no responsibility for maintenance No tax benefits
Easier to move No equity is built up
  No control over rent increases
  Possibility of eviction

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